If you’re at fault in an auto accident and you have the right coverage options in place, your insurance can provide a wide spectrum of protection. However, basic coverage may not be enough to pay for all the property damage and medical expenses. To understand what auto insurance will cover, it’s critical to know the features of your policy.
The basic coverage required in Florida includes personal injury protection and property damage liability. Regardless if you’re at fault in an accident, personal injury protection will help you pay your medical expenses. Property damage coverage will pay for repairs, or replacement costs, to someone else’s property. However, the required basic coverage payouts are minimal. Working with an insurance specialist at Coastal Wealth Insurance, LLC in Fort Lauderdale, FL is key for discerning the right coverage limits for you.
In addition to basic insurance, bodily injury coverage will help pay for someone else’s medical expenses, if you’re at fault in an accident. This is a popular coverage option that can have immense benefits for you, your family, and for those hurt in an accident. The risk of financial hardship and ruin is mitigated when the appropriate coverage is in place. Additional insurance coverage, such as general liability and collision, are important to have because they can increase your protection, even if you’re at fault.
To learn more about auto insurance and how to protect yourself if you’re at fault in an accident, please contact Coastal Wealth Insurance, LLC in Fort Lauderdale, FL. Having the right auto insurance policy can protect you and your families assets while assisting you and others in recovering from an accident. Being underinsured is a risk that can be mitigated with the help of an insurance specialist.