Boat/Watercraft Insurance in Florida

Long afternoons on the water create unforgettable memories for you and your family. These moments are ones that you want to protect. While many states do not require boat liability insurance like your vehicle, protecting your boat can ensure that you can continue enjoying long afternoons for a long time. Should the unthinkable occur, you will be protected from costly repairs.

Boat and watercraft insurance is designed to protect you in the event that someone is injured on your boat. Homeowner’s insurance generally does not cover your boat. These policies are designed to cover you if there is any damage to any other boats, piers, or other property. Most policies also have available coverage to protect you should your boat run aground or damage someone else’s property. For protection against theft, fire, flood, vandalism, damage from uninsured boaters and coverage for personal property such as fishing gear, talk to your agent about a comprehensive policy. Some policies also provide boat towing.

When looking at boat policies, there are two categories they fall into: agreed value and market value. A policy defined by the agreed value sets the coverage amount at the value of the boat at the time the policy is purchased. If you select a policy that uses the market value, coverage will be based on the market value of the boat when you purchased it. Decide which option is best after talking with your agent.

The independent insurance agents in Fort Lauderdale, Florida at eAdvisorPro Property & Casualty, LLC are the experts in boat and watercraft insurance. We work every day to ensure that your property is protected and that you can continue enjoying those long afternoons with loved ones on the water. Give us a call today to discover your coverage options.