Homeowner’s insurance is not a cut-and-dry matter. Depending on the policy you have, you may not get the coverage you would like for all of your valuables and any other possessions you want to be able to replace or repair. That’s why it’s a good idea to start out with a home inventory when you’re about to get insurance from a company such as eAdvisorPro Property & Casualty LLC of the Oakland Park, FL area.
What is a home inventory?
A home inventory is a list that details the items in your home that are of importance. You can back this up with receipts, photos, and video so that you have proof of this property. It can help when it comes to determining how much insurance coverage you should have in place.
Reasons for Using a Home Inventory
When you go through your house and put together a home inventory, this will help you remember everything you have that you want to have insurance coverage. This is crucial because many people won’t be able to recall every item in their home while in the agency office. This is something you should do on a regular basis (about six months to a year) to have an update on the property you want to add.
Another reason this is ideal is that you can save time when you go to file a claim. If there’s been a tornado, fire, or some other event that’s caused damage to your home and its contents, you can feel secure knowing you won’t have to pay out of pocket for replacing or repairing most of it.
If you’re looking for home insurance in the Oakland Park, FL area, eAdvisorPro Property & Casualty LLC can assist you. Reach out for more information and to get started with this process.