The agents at eAdvisorPro Property & Casualty LLC, serving the Oakland Park, FL area are stressing the importance of auto insurance.

Auto Insurance Requirements in Florida

In the state of Florida, anyone who owns a motor vehicle with four or more wheels must carry a minimum amount of personal injury protection, also known as PIP insurance, and a minimum amount of property damage liability insurance to drive on public roads legally. The law allows up to a $1,000 deductible for personal injury protection and only a $500 deductible for property damage liability.

Other Auto Insurance Coverage Options

Collision Coverage

There are many other coverage options for auto insurance, including collision coverage. If you collide with an object or another vehicle, this will cover your vehicle. It will help pay for damage to your vehicle and the one you collided with.

Comprehensive Coverage

Comprehensive insurance coverage will help you replace or repair your vehicle if it becomes damaged by some natural disaster, such as a hurricane in Florida, a fire, or even an act of vandalism. If your car is stolen, comprehensive coverage can help you replace it.

Keep in mind that most lenders will require that you have both collision and comprehensive coverage insurance to protect the investment they have made in your vehicle until you pay off your loan.

Other Auto Insurance Options

Other auto insurance options that your agent can discuss include uninsured and underinsured motorist coverage, medical payments coverage, and Gap Insurance.

Contact eAdvisorPro Property & Casualty LLC.

To start your auto insurance policy, call today for an appointment with one of the agents at eAdvisorPro Property & Casualty LLC, serving the Oakland Park, FL area.